Exchange rates for EU/EEA currencies on Debit cards

Conversion rates

Last Updated : 13 May 2024, 22:23

Non-Eurozone EU Member	Currency	AIB Rate* (Inclusive of 2.75% bank fee)	ECB Rate	AIB & ECB % Difference
Non-Sterling EU Member	Euro (EUR)	01.1955	01.1625	02.84
Bulgaria	Lev (BGN)	02.3432	02.2736	03.06
Czech Republic	Koruna (CZK)	29.8309	28.8051	03.56
Denmark	Krone (DKK)	08.9207	08.6730	02.86
Hungary	Forint (HUF)	464.9812	449.8797	03.36
Iceland	Krona (ISK)	180.3421	174.7207	03.22
Liechtenstein	Swiss Franc (CHF)	01.1688	01.1374	02.77
Norway	Krone (NOK)	13.9961	13.5778	03.08
Poland	Zloty (PLN)	05.1514	04.9824	03.39
Romania	Leu (RON)	05.9745	05.7847	03.28
Sweden	Krona (SEK)	14.0094	13.6010	03.00

Non-Sterling EU Member	Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1955
ECB Rate	01.1625
AIB & ECB % Difference	02.84

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee)	02.3432
ECB Rate	02.2736
AIB & ECB % Difference	03.06

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee)	29.8309
ECB Rate	28.8051
AIB & ECB % Difference	03.56

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee)	08.9207
ECB Rate	08.6730
AIB & ECB % Difference	02.86

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee)	464.9812
ECB Rate	449.8797
AIB & ECB % Difference	03.36

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee)	180.3421
ECB Rate	174.7207
AIB & ECB % Difference	03.22

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1688
ECB Rate	01.1374
AIB & ECB % Difference	02.77

Norway	Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee)	13.9961
ECB Rate	13.5778
AIB & ECB % Difference	03.08

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee)	05.1514
ECB Rate	04.9824
AIB & ECB % Difference	03.39

Romania	Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee)	05.9745
ECB Rate	05.7847
AIB & ECB % Difference	03.28

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.0094
ECB Rate	13.6010
AIB & ECB % Difference	03.00

* AIB rate is the Visa rate plus the currency conversion fee.

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type	Cash Withdrawals	Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee	2.75% On The Sterling Amount*	2.75% On The Sterling Amount**

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

All foreign exchange rates in the above table are updated twice daily, on any business day
In addition to the fees above, account transaction fees may also apply
When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on how your card works and the fees and charges on our website.